Debit Card

A cardholder's bank account can be debited to the limit of their balance or agreed overdraft

Predominantly Switch, Maestro and Visa Electron.


The two biggest UK Debit Cards are Visa Delta, which runs on the Visa network, and Switch, a UK company that has now formed an alliance with MasterCard, using the Maestro brand.


The Switch Card Scheme was launched in 1988 by a consortium of banks: Natwest, The Royal Bank of Scotland and Midland Bank (now HSBC).


These founder members originally administered the company, but an independent company was subsequently launched to manage and market the Switch scheme as the network expanded.

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